![]() |
This St. Martin floor plan, 2-bedroom, 2-bath unit is one of the nicest offered in The Retreat at Riverland on James Island. With this highly sought-after layout, you'll enjoy an abundance of natural light and a relaxing southern breeze!The location can't be beat--only 10 minutes to Historic Downtown or the sands of Folly Beach. Upon entry, you'll see a completely custom kitchen with Corian countertops, an inlay sink, and an updated appliance package. The unit includes two private bedrooms, one on each side of the condo. The primary bath features a large walk-in shower. New luxury plank flooring runs throughout the unit. The owners even installed a sunroom (a $10K upgrade) to enjoy the spectacular views of the community. One of the finest condo communities in Charleston and situated in the heart of a nature preserve, this prestigious gated neighborhood offers desirable amenities including a community pool, clubhouse with exercise room, scenic walking trails, basketball and tennis courts, grill area, dog park, boat yard, and much more! The HOA covers exterior maintenance and insuranceincluding flood insurancealong with common areas, the pool, clubhouse, exercise room, and even the gas for the fireplace. This unit is ready for its new owner! Book your showing today before you miss this one!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$398,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,400 | $318,400 | $318,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,013 | $2,092 | $2,665 |
Total Monthly Payment | $2,088 | $2,167 | $2,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.