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Here is a true Mt Pleasant gem with much to offer: 3 bedrooms + office + large screened porch = maximum livability! Enjoy pond views from the backyard, breakfast table and primary bedroom! This floorplan offers single-story convenience, and the tall 12-foot ceilings invite natural light throughout the home. New roof installed in 2024, freshly painted, updated lighting. New carpet installed in two of the bedrooms with hardwood flooring through the rest of the home! This has been a one-owner home, meticulously cared for, and maintained; move-in ready!Enter through the grand double front door with side and transom windows. Allow the glass storm doors to invite even more natural light into the front of the home. To the left of the entrance are two guest bedrooms, one with a walk-in closet. Between the guest rooms is the guest hall bathroom with a large vanity and shower/tub combo with transom lighting. To the right of the entrance is the office. Double doors offer privacy and the option to personalize the space (office, playroom, exercise equipment, guest space. ). The living areas of the home are open and inviting. The large family room is anchored by a wall of windows overlooking the gorgeous backyard views. The space is accented with large built-in shelving and a fireplace. The fireplace has been converted to gas making it easy to enjoy and maintain. The formal dining room is also open to the living room and crown molding frames the tall ceilings in both rooms. The kitchen is located at the rear corner of the home, overlooking the backyard and screened porch. The kitchen features white cabinets, granite countertops, updated backsplash, a large pantry and a center island for additional storage and workspace. A kitchen table comfortably fits by the large window, while a breakfast bar area offers additional bar stool seating. The private screened porch has skylights and provides the perfect lounging area to enjoy the pond views. The primary suite is located at the rear of the home, allowing for pond views from this space as well. The bedroom has vaulted ceilings, a large walk-in closet, soaking tub, stand-up shower, dual vanity, and separate water closet. The home also offers an attached two-car garage, accessed from the mud room at the front of the home and a 1-year-old roof! Plantation shutters are on the windows facing the street. Located on a quiet street within the established community of Seaside Farms, offering community pool and play park. The neighborhood shopping center is within close proximity- walking or biking distance. Boutique shops, restaurants, a grocery store, and Target are all within easy reach while the beach is just a 5-minute car ride away! This home provides a peaceful retreat while being located within the heart of Mt Pleasant.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,225 | $5,507 | $7,492 |
Total Monthly Payment | $5,350 | $5,632 | $7,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.