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This lovely traditional Charleston single style home was built in 2024, and the owners spared no expense in this custom build with $75, 000 in upgrades! 104 Pine Waters Lane is part of the quaint, upscale, new neighborhood of Pineland Village with just 29 homes. Pineland Village is an easy bike ride or walk to downtown Historic Summerville!! This home sits on a nice-sized lot of nearly a quarter of an acre that backs up to a pond. The owners just added a brand new 6-foot privacy fence that encloses the irrigated backyard and detached double-car garage. Upon entering this home, you are immediately greeted by shiplap in the foyer and the grand nature of the home with the 9+ foot ceiling and heavy trim package great you. The two over two classic largewindows dazzle the open floor plan with light. The expansive living space is anchored by a lovely gas fireplace and stately mantle. The open kitchen boasts soft-close drawers in most of the cabinets, stainless appliance package, quartz countertops, beautifully tiled backsplash, under-counter lighting, and a large island, making the kitchen easily maneuverable. As you move from the kitchen toward the rear of the home, you will find a very generous laundry space with storage a new washer/dryer, and a wet sink! There is a downstairs bedroom with a full bathroom for guests. An add-on screened-in porch, makes a bonus area to enjoy the yard and outdoors pest-free. The upstairs has a large secondary open living space which can be used as an office, 2nd living room, workout area, play/study area, or media space. The primary bedroom is privately situated in the rear of the home with an ensuite bathroom and a very impressively sized walk-in closet. The 3rd and 4th bedrooms have a shared full bathroom. Enjoy the breeze, read, and relax on your upstairs balcony porch! This home is turnkey, it has been meticulously maintained and shows like new! Make your appointment to see it today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,978 | $3,132 | $3,945 |
Total Monthly Payment | $3,070 | $3,224 | $4,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.