42 River Road, Cromwell, CT, 06416 | $324,900

Rare DIRECT WATERFRONT home on the CT River for sale! This charming, well kept Colonial was built in 1800 and will have you falling in love the second you lay your eyes on it. There is an absolute stunning view of the historic CT River. Imagine all the breathtaking, serene moments you will have watching sunrises and sunsets with your coffee or cocktail right from your spacious outdoor back-porch. Directly outside, you can have your kayak or boat right there waiting for you with private access right to the water. If fishing is your thing, cast a line from your well maintained backyard. Inside you have a rustic eat in kitchen area, a family room for watching TV, electric fireplace, and a sitting area with a desk that can be used as a den or a study. Upstairs you have a main bedroom, full bathroom, storage room and a smaller bedroom with bunkbeds giving it that cozy cabin feel. The front of the home also includes a sunny screened in porch for relaxing and taking in the vibe. Rare cabinet/desk and furniture built ins that you just don't ever see anymore are also a nice touch! Home is natural gas heat and hot water powered by a tankless state of the art Bosch combination boiler. Home has a full unfinished basement and a well kept detached garage complete with electric door opener to store all your necessities for living on the water. Newer vinyl siding, freshly painted doors and windows. The only thing left to do is move in! Perfect time of year! Home is being sold As-Is. Home is also in the flood zone. Flood Zone AE

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Colonial
  • Year Built: 1800
  • Garage: 1-car Detached Garage,Driveway
  • Heating: Hot Air
  • Cooling: Window Unit
  • Basement: Full,Unfinished
  • Above Grade Approx. Sq. Feet: 1,040
  • Below Grade Approx. Sq. Feet: 640
  • Acreage: 0.28
  • Est. Taxes: $6,127
  • Lot Desc: Level Lot
  • Water Front: Yes
  • Elem. School: Per Board of Ed
  • High School: Cromwell
  • Appliances: Gas Range,Refrigerator
  • MLS#: 24092167
  • Website: https://www.raveis.com
    /prop/24092167/42riverroad_cromwell_ct?source=qrflyer
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Listing courtesy of Berkshire Hathaway NE Prop.

Room Information

Type Level
Bedroom 1 Upper
Den Main
Full Bath Upper
Half Bath Main
Kitchen Main
Living Room Main
Primary Bedroom Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
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42 River Road, Cromwell, CT, 06416

$324,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,920 $259,920 $259,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $511 $511 $511
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,622 $1,707 $2,176
Total Monthly Payment $2,208 $2,293 $2,762

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.