134 COBALT Lane, Out of Area, FL, 32092 | $517,900
This beautifully maintained 4-bedroom, 2. 5-bath home, PLUS office! built in 2020, sits on a premium lakefront corner lot in Saint Augustine's sought-after Shearwater. Enjoy impressive curb appeal and stunning lake views from a spacious, HOA-maintained easement, providing a lush landscape without the upkeep.
Inside, discover a bright, open-concept layout that seamlessly connects the living room, dining area, and kitchen, ideal for everyday living and entertaining. The kitchen features modern appliances, ample cabinetry, and an attractive herringbone backsplash. The primary suite offers comfort with an en-suite bathroom featuring dual sinks, a soaking tub, and a separate shower. Thoughtful upgrades throughout the home include a custom accent wall in the office, LED fireplace, updated half-bath, practical laundry room storage, water softener, and upgraded lighting fixtures.
Enjoy top-rated St. Johns County schools, including Trout Creek Academy (K-8) and Beachside High School Life in Shearwater is all about enjoying the outdoors and staying active. You can spend your weekends floating down the lazy river, cooling off in the lagoon-style pool, or getting in a workout with some laps in the dedicated lap pool. The three-story water slide is a favorite for thrill seekers, while the fitness center with everything from weight machines to yoga space makes staying healthy convenient and fun. Tennis players can take advantage of four clay courts, including a stadium-style setup, and paddlers will appreciate easy kayak access to Trout Creek.
For those who love to explore, the community includes over 15 miles of trails winding through nature and along scenic boardwalks. And when it's time to focus on education, top-rated schools like Trout Creek K-8 Academy and Beachside High School are close by. With quick access to both Jacksonville and historic downtown St. Augustine, plus nearby shopping and dining, Shearwater makes it easy to enjoy the best of Northeast Florida living.
Features
- Amenities: Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Contemporary
- Year Built: 2020
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,294
- Acreage: 0.15
- Est. Taxes: $4,294
- HOA Fee: $263 Annually
- Lot Desc: Corner Lot, Easement Access, Sprinklers In Front, Sprinklers In Rear
- Elem. School: Trout Creek Academy
- Middle School: Trout Creek Academy
- High School: Beachside
- Appliances: Dishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
- MLS#: 2078986
- Days on Market: 35 days
- Website: https://www.raveis.com
/prop/2078986/134cobaltlane_outofarea_fl?source=qrflyer
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
134 COBALT Lane, Out of Area, FL, 32092
$517,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $414,320 | $414,320 | $414,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
| Monthly Tax Payment | $358 | $358 | $358 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,585 | $2,722 | $3,441 |
| Total Monthly Payment | $3,035 | $3,172 | $3,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388