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Idyllic Modern Colonial in Valley Cottage – A Peaceful Retreat Just 23 Miles from NYC Welcome to your dream home! Nestled in the charming suburban town of Valley Cottage, this bright and spacious 4-bedroom, 2. 5 bath Colonial, offers the perfect blend of comfort, style, and convenience. From the moment you enter the elegant double-height foyer, you’ll be captivated by the light-filled, open-concept layout, ideal for modern living and effortless entertaining. The main floor features gleaming hardwood floors, a cozy gas fireplace, and a family room that flows seamlessly into the large, eat-in kitchen with brand new LG SS appliances, complete with sliding glass doors leading to an expansive, level backyard. Backing onto a wooded area, this private outdoor space is perfect for a future pool, garden oasis, or serene escape. Upstairs, unwind in the spacious primary bedroom with an en-suite bath featuring dual sinks and ample storage. Three additional generous bedrooms, a full bath, and a convenient upstairs laundry room ensure plenty of room for everyone. Storage is abundant with large walk-in closets throughout and attic access. Updates include freshly painted internal rooms throughout, new carpets on second floor, new taps on all faucets, updated lighting, new 240v plug in garage for electric car charging/high power electric tools and a house water filter. Externally, house and fence power washed, freshly painted front door, shutters, deck and a leaf guard gutter system for easy maintenance. Whether you need a dedicated home office, creative studio, or study space, this home offers plenty of flexible rooms to comfortably support working from home. This energy-efficient, low-maintenance home is perfectly positioned in one of the county’s most convenient locations. Enjoy easy access to the NYS Thruway, Palisades Parkway, Tappan Zee Express Bus to Tarrytown Metro-North Station, and local bus routes. Minutes from Nyack, Palisades Center Mall, Rockland Lake State Park, and an array of shops and dining, everything you need is just around the corner. Whether you’re seeking a peaceful lifestyle or proximity to NYC, this beautifully maintained Colonial offers the best of both worlds. Agent is owner and owner is Licensed Real Estate Salesperson.
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Our Executive Mortgage Banker:
Our Insurance Division:
$820,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $656,000 | $656,000 | $656,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,711 | $1,711 | $1,711 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,776 | $4,200 | $5,580 |
Total Monthly Payment | $5,579 | $6,003 | $7,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.