6376 SW 97TH TERRACE ROAD, Ocala, FL, 34481 | $374,500

Welcome to this stunning 2019 Summerwood model located in the desirable Longleaf neighborhood of Stone Creek, Ocala’s premier 55+ active adult community. From the moment you arrive, you're welcomed by an elegant 8-foot glass front door that opens into a thoughtfully designed open-concept floor plan, perfect for both comfortable living and entertaining.

Guests will feel right at home in a spacious guest bedroom with plush carpet and easy access to a beautifully appointed bathroom featuring quartz countertops, comfort-height vanity, and a tub/shower combo. A versatile flex room nearby with stylish vinyl plank flooring offers the ideal space for a home office, den, or hobby room.

The heart of the home is the chef-inspired kitchen, boasting maple cabinetry, gleaming quartz countertops, a polished marble backsplash, Whirlpool appliances, a generous island, and a walk-in pantry to meet all your culinary needs. The adjacent dining area provides the perfect spot for intimate meals or festive gatherings.

The spacious living room flows seamlessly from the kitchen and dining areas, complete with crown molding, wide baseboards, and upgraded ceiling fans for added comfort and charm.

Retreat to the tranquil primary suite with soft carpeting, abundant natural light, and an en-suite bath featuring dual quartz vanities at comfort height, a walk-in tiled shower, and a built-in vanity. A custom-designed walk-in closet offers exceptional storage with shelving for over 30 pairs of shoes and ample room for every wardrobe need.

The enclosed lanai, featuring vinyl plank flooring and sun-resistant shades, is the perfect space to relax or entertain year-round, offering privacy or a sunny view of the outdoors at your discretion.

Additional highlights include a well-appointed laundry room with Samsung appliances, laundry sink, and folding counter, a spacious two-car garage with added storage, and a water softener system for enhanced home comfort.

Enjoy the incredible amenities of Stone Creek, including a clubhouse, resort-style pool, fitness center, golf course, restaurant, dog park, tennis courts, and golf cart trails—all within a secure, 24-hour gated community.

Don’t miss the chance to make this beautiful home yours and experience the lifestyle you’ve been dreaming of!
*FURNITURE AND DECOR AVAILABLE*

Features

  • Amenities: Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 55 x 110
  • Laundry: Inside, Laundry Room
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,916
  • Acreage: 0.14
  • Lot Size: 55 x 110
  • Est. Taxes: $2,916
  • HOA Fee: $250 Monthly
  • Lot Desc: Near Golf Course, Sidewalk
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: OM700288
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM700288/6376sw97thterraceroad_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2025 8:17:09 AM)
Listing courtesy of CRYSTAL SNOOK REAL ESTATE   Phone: 352-630-5270

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6376 SW 97TH TERRACE ROAD, Ocala, FL, 34481

$374,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $299,600 $299,600 $299,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $243 $243 $243
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,894 $1,968 $2,508
Total Monthly Payment $2,212 $2,286 $2,826

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.