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Welcome to this charming front porch farmhouse colonial that is back on the market due to a buyers finance default. Discover an exceptionally tranquil lot, nestled in the sought after Lang Farm Neighbor of Essex. As you approach, you’ll be greeted by the mature landscaping with great curb appeal of this home. Step inside through the grand two-story foyer adorned with a modern chandelier leading to an inviting open staircase. A private home office awaits as a hallway leads you to a spacious, cozy living room complete with a gas fireplace. Expansive eat-in kitchen features an island centerpiece and an oversized pantry that connects to a formal dining area. Adjacent to the garage, you’ll find a convenient mudroom-laundry combination with 1/2 bath nearby. Updated eco-friendly hardwood flooring grace the entire first floor. Ascending to the second level, you’ll discover 4 generous bedrooms and a sprawling finished bonus space above the garage ideal for a guest room, additional home office, or playroom. The large Primary suite, boast 2 walk-in closets and an en suite bathroom featuring dual sinks, a shower, & whirlpool tub. In the basement, a partially finished area offers additional living space and/or art studio along with 1/2 bathroom and stair access to the garage. The wooded backyard serves as a serene retreat complete with a wooden deck and patio space perfect for outdoor entertaining or simply enjoying nature. conveniently located just minutes from Essex experience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$845,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,000 | $676,000 | $676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,016 | $1,016 | $1,016 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,891 | $4,329 | $5,750 |
Total Monthly Payment | $4,999 | $5,437 | $6,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.