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This home has 3 bedrooms and 2 baths. The outdoor area is where it shines. It's a nature lover's paradise. You won't believe the size of the screened in lanai area! It includes a pool, an above ground hot tub, and an outdoor fireplace. There is ample room for both a dining area, sitting area, and lounging area out there. The owner was a Master Gardener up north and the yard can easily be brought back to its original glory. There is an irrigation system that waters not only the yard but the two pergola areas that are still filled with plants. The pond and bird bath are visited by multiple kinds of birds who nest in the property's trees. The newer workshop would be an amazing place for your gardening essentials and even includes a potting bench. The metal shed is any handyman or car man's dream. All of this and an oversized lot that is close to 1/3 of an acre. The septic and HVAC are less than 2 years old. With some TLC this can easily be your piece of paradise!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,796 | $1,891 | $2,410 |
Total Monthly Payment | $1,979 | $2,074 | $2,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.