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VACANT UNCLEARED 1. 14 VACANT LOT IN FLAGLER ESTATES READY FOR YOU.
Flagler Estates is a residential community that offers plenty of space and privacy in rural St Johns County between Palatka and St. Augustine. There are more than 6, 000 acres of residential lots along an easy-to-navigate grid of streets shaded by mature trees. Residents enjoy tranquil country living and seclusion near the St. Johns River. It has probably the lowest price point in the county with bigger lots that are at least an acre and sometimes 2 or 3 acres.
New homes still occupy lots of an acre or more
New construction includes lower-priced manufactured homes, but most of the residential additions in recent years have come in the form of contemporary single-family homes that feature paved driveways and attached garages. It’s gone from just mobile homes to a place with the possibility of growing wealth and ownership. New homes are built on the same large lots, so regardless of home style, ample yard space is standard. Prices typically range from around $200, 000 to more than $400, 000. The occasional multi-acreage home offers room for amenities such as horse stables. The community began with dirt roads, but most have been paved in recent years to improve the infrastructure for a growing population.
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Our Executive Mortgage Banker:
Our Insurance Division:
$35,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $28,000 | $28,000 | $28,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $177 | $184 | $234 |
Total Monthly Payment | $252 | $259 | $309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.