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Classic Vermont 3 bedroom, 2 bathroom cape style home beaming with character and nestled on a quarter acre lot with no homes in front or behind in the very private backyard. The dead-end road leads to the Barre Town Forest trail system with amazing views and history of the quarries all around. Attached to the house is an oversized two car garage with plenty of workbench area and direct entry to a mudroom. A spacious kitchen, dining room, living room and den allows for so much space to spread out and entertain. The home has had extensive recent updates that include spray foam insulation on basement walls, driveway paved, stainless steel chimney flue installed with new cinder block and cap, bulkhead wall crack repaired, concrete under stairs built up. Drainage added from bulkhead to gully over the bank of the backyard. Sewage pipe from the main house to the main line was replaced. Water line replaced from the house to main curbside hook up. Primary bedroom remodeled and added 3/4 bathroom to second floor. Upgraded to new electric panel. All floors in entire house leveled with LVLs and posts with concrete bases. This home has been loved and cared for by the same owner for decades. Sellers' preferred closing date is July 31st or later.
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,716 | $1,781 | $2,243 |
Total Monthly Payment | $2,083 | $2,148 | $2,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.