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This four bedroom saltbox home is nestled on 13. 21 acres, with expansive views of the Green Mountains. As you enter, a slate tiled foyer guides you into a living space abundant with natural light. The warm and inviting kitchen boasts custom made cabinets, maple butcher block island, pantry, and Hubbardton Forge lighting. Oak floors lend a seamless flow from kitchen and dining to living areas. French doors in the living room open to a screened porch where you may enjoy a morning coffee and watch the sun rise. The porch opens to a deck, complete with an outdoor fireplace. Outside has plenty of room for activities and includes a ground level patio with a raised steel fire pit for cookouts and gathering under the Vermont evening skies for a bit of stargazing. Established perennials, raspberry patch, asparagus and rhubarb adorn the outdoor space. If you need a workshop, you will find that above the two car attached garage. All bedrooms offer ample closet space, and on the first floor is a bonus room which may be utilized as a den or home office. Just ten minutes from Middlebury, Vergennes, and Bristol—all of which offer great restaurants and cultural attractions, and less than an hour from Burlington, this home offer the perfect balance of private country serenity and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $688 | $688 | $688 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,169 | $3,337 | $4,218 |
Total Monthly Payment | $3,949 | $4,117 | $4,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.