12706 COBALT TERRACE, Bradenton, FL, 34211 | $499,000

Under contract-accepting backup offers. Welcome to a stunning residence that exemplifies modern elegance and comfort. This exquisite 2-bedroom, 2-bathroom home offers 1, 632 square feet of luxurious living space. From the moment you enter, you are welcomed by an open and bright ambiance, accentuated by plantation shutters that allow natural light to pour in. The interiors are thoughtfully designed with elegant features throughout, creating a refined charm that defines this home.

The true centerpiece of this home is the island kitchen, equipped for the discerning chef with state-of-the-art stainless steel appliances, including a range, refrigerator, and dishwasher. This culinary space is complemented by a charming dining alcove, perfect for hosting intimate gatherings with friends and family. The great room is a masterpiece in itself, featuring pocket sliding doors that seamlessly blend indoor and outdoor living, a coffered ceiling, a ceiling fan, and stylish tile flooring.

Step outside to the expansive lanai, an ideal spot for relaxation and leisure, boasting southern exposure and pre-plumbing for an outdoor kitchen. It's a serene setting where you can unwind and enjoy the beautiful surroundings.

The primary suite offers a sanctuary of comfort with a spacious ensuite that includes a double sink, premium counters, and a separate shower. The secondary bedroom and additional bathroom also offer beautiful finishes, ensuring every corner of this home is inviting. Additional rooms include an attached garage, a convenient laundry room, and a versatile library/den.

The community enhances the living experience with a wide array of amenities. An on-site lifestyle director curates a fun-filled calendar of activities, while the community amenities center offers a large kitchen area, a state-of-the-art fitness center, a resort-style pool and spa, as well as pickleball and bocce ball courts. The location is equally impressive, with nearby shopping, dining, golfing, LWR Main Street, Waterside Place, University Town Center, and the world-class beaches just a short drive away, ensuring a lifestyle full of leisure and sophistication.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Pool, Spa/Hot Tub
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida, Traditional
  • Year Built: 2019
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,632
  • Acreage: 11
  • Est. Taxes: $6,319
  • HOA Fee: $1,213 Quarterly
  • Lot Desc: Cul-De-Sac, Landscaped, Sidewalk
  • View: Trees/Woods
  • Elem. School: Gullett Elementary
  • Middle School: Dr Mona Jain Middle
  • High School: Lakewood Ranch High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4650879
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/A4650879/12706cobaltterrace_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2025 8:02:08 AM)
Listing courtesy of Compass Florida LLC   Phone: 305-851-2820

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12706 COBALT TERRACE, Bradenton, FL, 34211

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment $527 $527 $527
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,490 $2,622 $3,342
Total Monthly Payment $3,092 $3,224 $3,944

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.