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408 DELWOOD BRECK STREET, Ruskin, FL, 33570 | $449,999
RENT TO OWN program AVAILABLE! NO CDD! Use one of the seller's preferred lenders for no money down financing with no PMI, or receive a closing concession up to $8, 000! Meticulously maintained 4 bedroom, 2 bathroom, 2 car garage water front POOL home! Fully fenced yard, screened-in heated pool with spa, water views, cozy fireplace, etc. this home offers it all! 2, 168 heated square feet of cozy living space with an open layout. Centrally located to restaurants, shopping, schools, hospitals, etc. and within close proximity to gulf beaches, marinas, boating, fishing, state parks such as Cockroach Bay, and easy highway access for a short drive to Sarasota, Bradenton, St. Petersburg, gulf beaches, and Tampa! This home has gone through extensive updates throughout the last few years; roof and pool surfacing completed in 2021, cosmetic updates (paint, cabinets, countertops, backsplash, appliances, LVT flooring, etc. ) completed in 2023 and 2024, back fence installed in 2023, pool heater, pump, and filter completed in 2023, and just recently in 2025 the screens were replaced for the lanai. This property offers it all and is a MUST SEE. Call today to schedule an in-person tour or virtual tour! Whether you want to call this place home, use it as a vacation retreat, or purchase it as an investment property, the opportunities are endless. Property sold as-is. Buyer or buyer’s agent to verify measurements, lease restrictions, and any other regulations.
Features
- Rooms: 12
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 2006
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,168
- Acreage: 0.13
- Est. Taxes: $6,687
- HOA Fee: $97 Quarterly
- Lot Desc: Sidewalk
- View: Pool, Water
- Pool: Heated, In Ground, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Water Filtration System
- MLS#: TB8380801
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/TB8380801/408delwoodbreckstreet_ruskin_fl?source=qrflyer
Listing courtesy of GREAT WESTERN REALTY Phone: 813-833-8394
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
408 DELWOOD BRECK STREET, Ruskin, FL, 33570
$449,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,999 | $359,999 | $359,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $557 | $557 | $557 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
| Total Monthly Payment | $2,907 | $2,997 | $3,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388