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17 Park Circle, Smithtown (Nesconset), NY, 11767 | $629,999
Beautiful Ranch in Nesconset Welcome to this charming and spacious ranch home, perfectly situated in Nesconset . Enjoy convenient access to Smithtown beaches and Lake Ronkonkoma County Park, with the park literally right in your backyard. Close to LIRR an MacArthur airport. Step into the updated kitchen featuring stainless steel appliances, a center island perfect for casual dining, and plenty of space to prepare your favorite meals. The formal dining room includes a cozy fireplace, while the large living room is highlighted by a wood-burning stove—ideal for those chilly evenings. This home offers 3 bedrooms and 3 full bathrooms, including a luxurious primary suite with an oversized soaking tub, jacuzzi, cathedral ceilings, and skylight for natural light and relaxation. The fully finished basement is designed for entertainment and functionality, featuring: • An updated full bath • Outside entrance • Built-in bar with lighting and speakers • Gym area • Laundry room • Utility room with above-ground oil tank Step outside to your newly painted deck, equipped with built-in speakers and two TV's ( included with the home). The beautifully landscaped backyard also features a tranquil koi pond, in-ground sprinklers, and mature plantings. Additional features: • Pull-down attic stairs with ample storage • Newly paved driveway • Central Air (2023) • Roof (2017) • Appliances (2021) • Cesspool located in front of the home
Features
- Town: Smithtown
- Rooms: 6
- Bedrooms: 3
- Baths: 3 full
- Laundry: Electric Dryer Hookup, In Basement, Washer Hookup
- Style: Ranch
- Year Built: 1989
- Garage: 1-car
- Heating: Baseboard, Oil
- Cooling: Central Air
- Basement: Finished, Full
- Approx Sq. Feet: 1,490
- Acreage: 0.43
- Est. Taxes: $11,104
- Elem. School: Wenonah School
- Middle School: Samoset Middle School
- High School: Sachem High School North
- School District: Sachem
- Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 856119
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/856119/17parkcircle_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
17 Park Circle, Smithtown (Nesconset), NY, 11767
$629,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,999 | $503,999 | $503,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
| Monthly Tax Payment | $925 | $925 | $925 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,227 | $3,350 | $4,219 |
| Total Monthly Payment | $4,244 | $4,367 | $5,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535