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Welcome to 7120 N Croton Point, a beautifully maintained 2-bedroom, 2-bathroom home nestled in a serene Hernando community. Offering 1, 707 square feet of comfortable living space on nearly half an acre (. 48 acres), this property perfectly blends spaciousness with low-maintenance living. Step inside to discover a bright and airy floor plan with a vaulted ceiling that is perfectl for both relaxing and entertaining. The generous living areas flow effortlessly, while the two large bedrooms provide plenty of space for comfort . The home’s design emphasizes easy living, making it a perfect fit for anyone seeking peace and convenience. The home has been updated with LVP flooring throughout the living spaces and bedrooms and tile in the kitchen and dining room. The kitchen is large with plenty of counter space, cabinets, and has a bar with seating. Two sets of sliders take you to a large Florida room with windows all around that leads out to a patio with pavers. Beyond the patio, an expansive yard awaits, with large oak trees that provide a relaxing backdrop for outdoor gatherings or quiet moments of reflection. The outdoor fire pit will surely make for memorable evenings. The home has a new water heater (2023), new HVAC (2023), new ceiling fans, toilets, kitchen sink and faucet, LVP flooring, new master bathroom vanity and guest bathroom sink, and interior paint which were all completed in 2022. There is a shed in the backyard for storing all your landscaping equipment. The Quail Run community offers a clubhouse, generous sized pool, tennis courts that double as pickleball courts, shuffleboard and a nicely manicured picnic area. There are community potlucks and game nights during the week as well as men’s and women’s monthly luncheons to provide fellowship with your neighbors. With very low traffic you can feel safe to stroll through the neighborhood. Located in the heart of Hernando, you will also appreciate easy access to nearby parks, shopping, dining, and all the natural beauty Citrus County has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,315 | $1,366 | $1,741 |
Total Monthly Payment | $1,587 | $1,638 | $2,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.