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Island Walk on Island Estates offers this 10th floor, 1 bedroom, 1 1/2 bath condo gem with fantastic views of both the intracoastal waterways and the Gulf open waters! This condo has been beautifully updated and comes furnished. The open kitchen to living/dining area gives a larger space feel and is great entertaining or just relaxing in your cozy, quaint home. A large balcony, accessible from bedroom and living room provides you with a enchanting views and a great place to watch a sunset and enjoy your beverage of choice. This condo also comes with a covered parking space (#119), along with a large indoor storage (S105). Island Walk is also a wonderful waterfront community and its amenities including a heated pool, hot tub, tennis/pickleball courts, grills, a boardwalk with boat slips that could possibly be rented or purchased. Island Walk is a well, meticulously maintained building. The milestone and structural integrity inspections have been successfully completed. Though the area was struck twice by hurricanes last year, NO water or wind damage was present. Building updates include exterior painting (2022), new roof, remodeled lobby entrance area, and balcony, railing, and patio coating. The local area offers wonderful restaurants, shops, grocery store, bank, and of course Clearwater's fabulous Aquarium and rehabilitation center for aquatic life. BTW, America's number 1 beach is just outside the community and less than one mile to that beautiful sandy stretch of beach, See You Soon!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $2,076 | $2,645 |
Total Monthly Payment | $2,554 | $2,659 | $3,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.