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Looking for a quiet 55+ community in a prime location in the heart of Delightful Dunedin? Look no more because 149 Sky Loch is move in ready in a No Flood Zone! This 2-bedroom 2-bath corner unit is as lovely as it is convenient to everything fun. Located in the coveted Golf Cart zone of Dunedin, Florida, you will be welcomed by beautiful landscaping as you enter this charming villa. Inside you will find a generously sized home with 2 good sized bedrooms and 2 updated bathrooms. The kitchen shines with beautiful cabinets and updated cedar accent walls which flow into the large living room. The breezy porch opens to a private patio area with lovely trees and cool shade. Back inside you will find a wonderful bonus room that can be utilized as a laundry room, spare bedroom and more! This home is located just minutes from the Blue Jay's stadium and all of the restaurants, bars and festivities of Downtown Dunedin. Outstanding Beaches are just a short drive in all directions. 4 additional guest parking spots are located right next to the property. The HOA fees are reasonable and covers sewer, trash, water, Spectrum cable/internet, and pool and the clubhouse. This is truly a Florida Find!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,960 | $231,960 | $231,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,447 | $1,524 | $1,926 |
Total Monthly Payment | $1,919 | $1,996 | $2,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.