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352 Lake Road, St. Albans Town, VT, 05478 | $388,600
This adorable and well-maintained Cape sits on a spacious lot and is full of recent updates! Featuring 2 bedrooms plus a versatile den and 2 fully renovated bathrooms, the home features gleaming hardwood floors throughout plus a refreshed kitchen with new luxury vinyl flooring and other stylish upgrades. The open and sunny living and dining areas offer a warm, inviting space centered around a fireplace with a wood stove insert, while mini-splits throughout the home keep it cool in the summer. Energy-efficient features like solar panels and a newer on-demand heating and hot water system help reduce utility costs and your carbon footprint. Storage is abundant with built-in drawers and closets upstairs, a full basement, plus detached garage. Fresh paint throughout both inside and out and modern lighting add to the home's appeal. A convenient mudroom/sunroom leads to a brand-new deck, new walkway, and beautifully landscaped yard. Ideally located just minutes from Lake Champlain, the town park and beach, and all the amenities of downtown St. Albans.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Style: Cape
- Year Built: 1946
- Garage: 1-car Garage
- Heating: Natural Gas,Baseboard,Electric,Multi Zone,Radiator,Stove - Wood,Mini Split
- Cooling: Mini Split
- Basement: Bulkhead,Concrete Floor,Stairs - Exterior,Stairs - Interior,Storage Space,Unfinished,Interior Access,Exterior Access
- Approx Sq. Feet: 1,272
- Acreage: 1.5
- Est. Taxes: $3,636
- Lot Desc: Level,Near Shopping,Near Public Transportatn,Near Hospital,Near School(s)
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: BFASt Albans
- MLS#: 5038840
- Website: https://www.raveis.com
/prop/5038840/352lakeroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/10/2025Listing courtesy of Coldwell Banker Hickok and Boardman Phone: 802-863-1500
Listing Agent: Lipkin Audette Team
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
352 Lake Road, St. Albans Town, VT, 05478
$388,600
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $310,880 | $310,880 | $310,880 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $303 | $303 | $303 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,042 | $2,602 |
| Total Monthly Payment | $2,343 | $2,420 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484