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Under contract-accepting backup offers. "THE ONE" you've been waiting for. . . A 4 bedroom/4bath pool residence SITUATED ON A OVERSIZED WATERFRONT HOMESITE in the coveted GATED COMMUNITY OF LADERA. A home that welcomes you upon arrival with a thoughtfully designed open concept floor plan, where expansive windows, 12 FT ceilings enhanced with coffered and tray details bathe the main areas of the home showcasing views of serene waterfront living. The heartbeat of the home is the gourmet kitchen/family room combination with triple sliding pocket doors that blend indoor and outdoor living seamlessly. The chef of the home will be wowed, as they explore and realize they've found a place where their culinary creativity will thrive in a kitchen with double wall ovens, gas cooktop, walk in pantry, custom cabinetry enhanced with stone countertops and a spacious island with prep sink, all blending with the family room and beyond to the outdoor oasis, perfect for entertaining large gatherings. The floor plan offers an ideal bedroom configuration, strategically positioned providing privacy and functionality. if one must work from home a dedicated office/den is positioned ideally at the front of the home. The most exciting area of this home, the outdoor oasis where a sparkling pool and spa beckon for leisurely afternoons under the sun. Add a barbeque to that lovely afternoon with the built in outdoor kitchen. The oversized rear lawn offers privacy and room to expand! The original owners of this home have maintained the home beautifully, recent improvements include NEW TILE ROOF, HVAC -2024 5 ton-2020-2021 2nd unit replaced, interior painting, new sculptured carpet primary beroom, so much more! The community of Ladera offers serene lush parks for strolling/relaxing to take in the shade of the majestic oaks or perhaps a stroll down the dock to enjoy Lake Merry Water is your vibe, you will love this community from the moment you drive through the gates. A boutique community of 168 exceptional homesites with an ideal location for commuting to Tampa Airport, downtown Tampa, Pasco or Pinellas Counties and the gulf beaches!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $940,000 | $940,000 | $940,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | $858 | $858 | $858 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,712 | $6,019 | $8,188 |
Total Monthly Payment | $6,695 | $7,002 | $9,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.