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Since 1964, this has been called home. It is time to pass it on to the next family to love and cherish this spot. Less than a mile from Main Street, but a super country location. Surrounded by large parcels and a short walk to Proctor Piper State Forest where you will find trails to hike and bike. The 1850's Federal sits above the road surrounded by Mother Nature at her best. A small pond with a gazebo, rolling lawns, fruit trees, and perennials that will be in bloom all summer. . . daffodils, lilies, rhodys and more. A large front porch allows you to sit and take it all in. Stepping inside, you will feel right at home. The living room has a brick hearth with a woodstove and a large bay window to bring the outside in. The kitchen has wood cabinets and a couple of built-ins for your collectables. There is a sunroom/bonus room with natural wood and lots of windows. A very large laundry room and 3/4 bath on the first floor as well. Either the bonus room or the laundry room could become a third bedroom if so desired. Upstairs is a full bath and two bedrooms plus a small sitting/office area. The house is sound and has been loved for generations. A few cosmetics will make it good to go for the next 50 years. Outside there is a small garden shed, and an oversized two car garage. Fiber optic internet. Cavendish is a wonderful small town. Skiing at Okemo, golf in Ludlow, and several lakes for fishing and boating nearby. A wonderful spot that is ready for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,839 | $2,344 |
Total Monthly Payment | $1,822 | $1,914 | $2,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.