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Discover your dream beach ranch in the heart of Long Beach, where relaxation and convenience meet coastal charm. Just steps from the sand next to Westholme, this pristine home offers the ultimate beach lifestyle with direct access to the beach, as well as the lively bars and restaurants of the West End. Take a leisurely stroll or bike ride along the iconic boardwalk, offering stunning views and endless recreation. Plus, with the LIRR station nearby, you’re only a 50-minute train ride from Manhattan, making it perfect for commuters or anyone who wants easy access to the city. This bungalow is beautifully updated, featuring high ceilings, hardwood flooring, stainless steel appliances in an eat-in kitchen, a distinct laundry room that can be converted to a 3rd bedroom, and gorgeous vaulted ceilings. The composite decking wraps around the side of the home, offering plenty of space to relax or entertain, complete with a gas grill for outdoor dining. There's plenty of room on the other side of the house, with a shed to store all of your bikes, beach gear, chairs, umbrellas, and boards! The house features a new hot water heater and a young roof. Whether you're looking for a weekend getaway near the beach but convenient to the city, an investment property that yields high returns with low carrying costs, or a perfect primary residence, this home is truly a gem. With low taxes and extremely low flood insurance, you enjoy lower-than-expected carrying costs. This is also available for a furnished summer rental, for the entire season or a specific month. Because life is better at the beach!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $742 | $742 | $742 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,489 | $3,674 | $4,681 |
Total Monthly Payment | $4,323 | $4,508 | $5,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.