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The moment you pull up to 131 Vesper Street with its Charming curb appeal to the instant you enter, you will feel at HOME. Situated on a lovely tree lined street with exceptionally convenient location, this 4 bedroom Colonial checks off many boxes. Upon entering you will be delighted with the large windows that spill a abundance of natural light into the living room/dining combination that flow seamlessly, providing ample space for entertaining. Custom built-ins flank the wall as well as a classic fireplace to cozy up on a chilly eve. The efficiently designed kitchen with sleek new cooktop provides future option to adjoin the dining area. Two bedrooms are located on the main level as well as a full bath. Recently finished mudroom with Luxury plank vinyl flooring, gives belongings a tidy space. The second floor, freshly painted, takes you to the Prime bedroom. This bedroom is a real show stopper. Architectural windows, high ceilings, new flooring, the ultimate retreat. The walk in "dream"closet will certainly wow you. Recently remodeled 2nd bedroom is also on this level, tastefully designed with ample closet space, a full bath completes this level. The basement accented with warm wood finishes has so many features. Poss in law. Built-ins with glass cabinets, a second fireplace (gas) mini eff. kitchen area, workshop/diy, laundry, guests love it. Enjoy outdoors in your private fenced in yard, covered sitting area, gas plumb for grill, garage and expansive driveway. 131 Vesper prime location, close to Fairfield University, 5min to Fairfield beaches, and downtown. Steps to top rated schools, pickle ball courts, parks, lake, dog park, restaurants, shopping and metro north. Many upgrades. Recently obtained C/0 for upstairs bedroom. Move in ready.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan | Main |
Bedroom 2 | Main | |
Bedroom 3 | Remodeled | Upper |
Dining Room | Main | |
Full Bath | Upper | |
Full Bath | Main | |
Full Bath | Lower | |
Kitchen | Main | |
Living Room | Bay/Bow Window,Book Shelves,Built-Ins,Hardwood Floor | Main |
Primary Bedroom | 2 Story Window(s),Vaulted Ceiling,Walk-In Closet,Vinyl Floor,Wide Board Floor | Upper |
Rec/Play Room | Built-Ins,Dry Bar,Gas Log Fireplace,Full Bath | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $598 | $598 | $598 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,389 | $3,568 | $4,547 |
Total Monthly Payment | $4,079 | $4,258 | $5,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.