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Charming and Modern 1-Family Home in the Desirable Laconia Area of the Bronx! Step into this beautifully renovated home offering a perfect blend of modern design and comfort. Located in the sought-after Laconia neighborhood, this property boasts an inviting open-concept layout ideal for both family living and entertaining. First Floor: Upon entry, you’ll be greeted by a spacious and bright living area that seamlessly flows into the custom-made, eat-in kitchen. Featuring stainless steel appliances and ample cabinetry, this kitchen is a chef's dream. A convenient half bathroom completes this floor, making it perfect for guests and everyday living. Second Floor: The second floor offers three generously sized bedrooms, each equipped with spacious closets. A well-appointed full bathroom ensures comfort and convenience for all. Bonus Spaces: The expansive, open attic provides endless possibilities – whether you envision a home office, playroom, or extra storage space. The fully finished basement is a standout feature, with a cozy family room, a dedicated laundry area, a half bathroom, and a utility room. Plus, the basement has a private separate entrance, offering additional privacy and flexibility. Outdoor Features: This home sits on a generous lot with a private driveway leading to a detached 2-car garage, providing plenty of space for parking and storage. The property is just moments from public transportation, schools, and local shops, offering unparalleled convenience to meet all your lifestyle needs. With its modern finishes, prime location, and incredible value, this home won’t last long. Don’t miss the opportunity to make this your dream home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,738 | $3,936 | $5,016 |
Total Monthly Payment | $4,268 | $4,466 | $5,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.