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This property qualifies for up to $4, 500 to buy down interest rate or apply towards closing costs!
Your dream Florida lifestyle awaits in the heart of St. Petersburg with this energy-efficient 3 bedroom, 2 full bathroom home that includes a versatile flex space. As soon as you step inside, you’ll feel the warmth and charm of this residence as you are greeted by a bright and inviting living room that flows into the dining area. The dining room leads to sliding glass doors that allow for the warm Florida sunshine to fill the space with natural light. The kitchen, conveniently located just off the dining room, offers the potential to remain a cozy, separate area or be transformed into an open-concept culinary space. The primary bedroom features beautiful wood flooring and an attached bathroom. Two additional bedrooms include carpeting with a bathroom between them. The fourth and largest room was converted from a garage, offers a unique and flexible living space featuring tile flooring and direct access to the backyard. This flex space is ideal for guests, a home office, gym or an additional bedroom since it includes a built-in closet. Eco-conscious upgrades include a new roof and solar panels (2022) and an updated AC and water heater (2021)—all fully paid off at closing—ensuring long-term energy savings. The low-maintenance paved front yard and a backyard with parking space allows for endless outdoor possibilities. Additionally, the property is zoned NT2 and allows for an accessory dwelling unit. Ideally located just 10 minutes from Central Avenue and Downtown St. Petersburg, this home allows easy access to vibrant city life while providing the comfort of a tranquil neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,098 | $2,207 | $2,779 |
Total Monthly Payment | $2,219 | $2,328 | $2,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.