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Located in a convenient in-town setting, this charming and well-built home offers the perfect blend of original character, thoughtful updates, and unbeatable value. Enjoy the ease of nearby shopping, schools, and town amenities. Inside, the home features beautiful hardwood floors throughout, a formal living room with pocket doors and a cozy propane fireplace, and a formal dining room with built-in cabinetry. The updated eat-in kitchen includes stainless steel appliances, and the sunroom offers access to a stamped concrete patio, ideal for relaxing or entertaining. The main level also includes a spacious foyer, a half-bath, and a versatile bedroom/home office. Upstairs, you'll find 3 additional bedrooms, a full bathroom, and generous closet space. An oversized garage (24'x44') provides ample storage and flexible space—perfect for a workshop, studio, or home business. Situated on a level half-acre lot, the property offers a spacious backyard for gardening, play, or simply enjoying the peaceful setting—with raspberry bushes and views of nearby grazing buffalo adding a unique country feel in a town setting. Key updates made in 2018 include: 2 variable-speed York propane furnaces (set up for future central AC), plumbing, wiring and spray-foam insulated attic for energy efficiency. While the exterior paint could use a refresh, the home is priced accordingly, making this a fantastic opportunity to own a home full of charm and potential in a sought-after in-town location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,600 | $231,600 | $231,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,521 | $1,939 |
Total Monthly Payment | $1,813 | $1,870 | $2,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.