281 NESS Circle, Out of Area, FL, 32095 | $3,775

Welcome to your dream rental — a stunning, high-end 4-bedroom, 3-bathroom home nestled in one of St. Johns County's most prestigious, amenity-rich communities. Built in 2022, this thoughtfully designed residence offers the perfect blend of modern elegance, energy efficiency, and resort-style living.
Step inside to discover luxury plank flooring throughout the main living areas, complemented by plush, brand-new carpeting in the bedrooms for ultimate comfort. The spacious upstairs suite features a private bathroom, ideal for guests or a private retreat.
The heart of this home is the beautifully landscaped backyard oasis. Enjoy year-round relaxation in the in-ground heated pool with a sun shelf, surrounded by a screened enclosure and an elegant pavered deck — perfect for entertaining or quiet evenings at home. The backyard also boasts fruit trees and a lush bamboo privacy fence, creating a serene and private atmosphere.
Eco-conscious tenants will appreciate the energy-efficient solar system, significantly reducing monthly utility costs, and the full-house water softening system, adding extra comfort to your daily routine. Located in a vibrant master-planned community, residents enjoy exclusive access to state-of-the-art amenities including: A tranquil 43-acre lake Modern fitness center & culinary studio Zero-entry resort-style pool, splash park & water slides Pickleball and tennis courts Sand beach, fire pit & scenic walking trails Families will love the home's location within top-rated St. Johns County schools, including a brand new K-8 academy just a short walk away. This home offers the rare opportunity to enjoy luxury, sustainability, and community all in one. Schedule your private tour today and experience elevated living at its finest!

Features

  • Amenities: Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Unit
  • Style: Traditional
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,189
  • Acreage: 0.19
  • View: Trees/Woods
  • Elem. School: Lakeside Academy
  • Middle School: Lakeside Academy
  • High School: Beachside
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • Lease Term Type: 12 Months
  • MLS#: 2085090
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/2085090/281nesscircle_outofarea_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Florida Homes Realty & Mortgage Property Management

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

281 NESS Circle, Out of Area, FL, 32095

$3,775

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $3,020 $3,020 $3,020
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $19 $20 $25
Total Monthly Payment $94 $95 $100

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.