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Beautifully Constructed and Maintained N. Beach Home. Located across the street from the Ocean and just steps to the Beach Walk-Over, this home is a rare find. Constructed in 2000, this Solid Home was ahead of its time with high ceilings on both living levels, an Open Floor Plan, a Spacious Primary Suite and a huge rear-entry garage. From the Main Living Level Deck you'll enjoy Ocean Views and Breezes. On the top living level you'll find a large living room, dining room and kitchen. Adjacent to the Living Room is a large Ocean Facing Deck. From the Kitchen and Dining Room is a West facing deck. 10' Ceilings add even more volume to the already large spaces. The Kitchen boasts solid wood cabinetry, an Island w/ prep sink, natural gas range w/ true exhaust hood and tons of storage. You'll also enjoy the large walk-in pantry. Adjacent to the kitchen is a large dining room and a half bath/powder room. Beautiful wood floors run through the kitchen, dining room and half bath. Impact Windows provide both protection and amazing views. On the Bedroom level you'll find a large Primary Suite with its own West facing deck. The En-Suite Primary Bathroom offers a walk-in shower, garden tub and dual sinks. Bedrooms 2 and 3 face East and share a bathroom with a large walk-in shower. Throughout the top two levels you'll find abundant storage to keep you organized. The two car, rear-entry garage under the home is over-sized with plenty of room for vehicles, all your "toys" and a "work shop" area with even more storage. This beautiful home sits on a very deep lot with plenty of room for a pool and gardening. Be sure to check out the Virtual Tour and the Photos to fully appreciate the Value this Special North Beach Home offers. Metal Roof New in 2023. Rinnai Gas Tankless Water Heater New in May 2025. Both A/C systems New in May 2025. All measurements are approx. and Buyer responsible to verify dimensions. DINING ROOM CHANDELIER IS EXCLUDED and DOES NOT CONVEY.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $896,000 | $896,000 | $896,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.727% | 6.560% |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,372 | $5,737 | $7,744 |
Total Monthly Payment | $5,885 | $6,250 | $8,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.