231 2ND STREET S, #201, Safety Harbor, FL, 34695 | $875,000

Welcome to 231 2nd St S #201, a rare gem nestled in the highly sought-after downtown Safety Harbor. Step into luxury living at The Residences at Harbour Pointe West, an exclusive 12-unit community built in 2022. This rarely available unit blends modern elegance with high-end craftsmanship, offering premium finishes, quality materials, and small town charm! From the moment you arrive, you’ll appreciate the building’s solid block construction, impact-rated windows and doors, and Mediterranean-influenced exterior that complements Safety Harbor’s aesthetic. Additional conveniences include under-building assigned parking and a private 5x7 climate-controlled storage room. Step inside to discover a bright, open-concept layout with a split bedroom floor plan, soaring 9-foot ceilings, and luxury vinyl plank flooring throughout. The foyer features a stylish half-bath for guests and opens into a show-stopping living space designed for entertaining. The chef’s kitchen is a standout with crisp white custom shaker cabinetry and Quartz countertops, a large island with additional storage, designer tile backsplash, and premium 2022 Bosch Smart appliances—including a gas cooktop with a pot filler. It flows effortlessly into the spacious dining area and sun-drenched living room, where oversized windows and a sliding glass doors lead to a generous private balcony overlooking the vibrant downtown scene. Retreat to the luxurious primary suite featuring two custom closet systems and a spa-inspired en-suite bath with a double vanity, a sleek walk-in shower with a soaking tub enclosed in seamless glass and adorned with exquisite tile. On the opposite side, your guests will enjoy a private bedroom with its own en-suite bath and glass-enclosed walk-in shower. A dedicated laundry room with Bosch washer and dryer, built-in sink, and ample storage adds to the home’s functionality. No Flood Insurance Required. Pet Friendly!! Condo fees include: building insurance, water, sewer, trash, gas, elevator maintenance, water-softener system (entire complex), reserves, secured building entry, and exterior upkeep—offering true worry-free living. All of this just steps from the Safety Harbor Spa, waterfront, boutique shops, award-winning restaurants, and minutes to Tampa Bay and Florida’s world-class beaches. Enjoy the best of both worlds: small-town charm with every modern convenience. This is Florida living at its finest.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 4
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Complex: RESIDENCES AT HARBOUR POINTE WEST CONDO
  • Year Built: 2022
  • Approx Sq. Feet: 1,550
  • Acreage: 0.15
  • Est. Taxes: $9,560
  • Condo Fee: $941 Monthly
  • View: City
  • Pet Policy: Breed Restrictions, Number Limit
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8379404
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8379404/2312ndstreets_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 9:17:10 PM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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231 2ND STREET S, #201, Safety Harbor, FL, 34695

$875,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $700,000 $700,000 $700,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $797 $797 $797
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,253 $4,482 $6,050
Total Monthly Payment $5,142 $5,371 $6,939

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.