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23 Fairview Circle, Middlebury, VT, 05753 | $460,000
Wonderful family home on quiet cul de sac in great neighborhood. House has nice front porch as well as private rear deck overlooking large, level back yard. 2 bedrooms and full bath downstairs as well as 2 BR's and 2nd 3/4 bath upstairs. 4 heat pump mini-split heads so LR and 3 BR's all have heat and AC that can be controlled individually. Extra storage space above garage could be finished off as office or MBR walk-in closet and/or bath. Hook-up for EV car charger in place in garage. Basement is nice and dry and could be finished off for family room or workshop space. This peaceful neighborhood is close to everything - only a mile from downtown and Middlebury College, easy walk through safe streets to elementary school, and to Battell Nature Preserve, a 95 acre old growth forest with extensive trail network perfect for walks, mountain biking, etc. Come take a look at this wonderful family home before it gets snapped up. Seller has set an offer deadline of Tuesday, May 6 at noon so get your offers in while you can. This property will be under contract by the end of the day Tuesday.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 1 full / 1 three-quarter
- Style: Cape
- Year Built: 1984
- Garage: 1-car Garage
- Heating: Natural Gas,Heat Pump,Hot Air
- Cooling: Mini Split
- Basement: Concrete,Concrete Floor,Full,Unfinished
- Approx Sq. Feet: 1,400
- Acreage: 0.38
- Est. Taxes: $5,781
- Lot Desc: Landscaped,Level,Near Shopping,Neighborhood
- Elem. School: Mary Hogan School
- Middle School: Middlebury Union Middle #3
- High School: Middlebury Senior UHSD #3
- School District: Middlebury UHSD 3
- MLS#: 5039010
- Website: https://www.raveis.com
/prop/5039010/23fairviewcircle_middlebury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/9/2025Listing courtesy of Central Vermont Real Estate Phone: 802-225-1310
Listing Agent: Soren Pfeffer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Fairview Circle, Middlebury, VT, 05753
$460,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $368,000 | $368,000 | $368,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
| Monthly Tax Payment | $482 | $482 | $482 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,296 | $2,418 | $3,056 |
| Total Monthly Payment | $2,853 | $2,975 | $3,613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484