Accepted Offer Open House scheduled for 4/26 is cancelled 117 North Cliff Avenue has two homes for the price of one! This impressive lovingly maintained three-bedroom ranch with so many amenities in the award-winning Sayville School district has an attached legal 900 square foot addition. The main home features a bright and airy living room and formal dining room, both with original hardwood floors. The eat-in kitchen, with a large center Island, has professionally designed custom cabinets and new luxury vinyl tile flooring and appliances. The home also boasts Andersen and replacement windows, new doors, an updated roof, in-ground sprinklers, updated cesspools & electric, central air conditioning, and a Peerless boiler with a 3-zone heating system. A hardwired alarm system with perimeter, motion, heat and smoke sensors provides extra security and protection. There is a finished basement with a game and exercise room and a separate workshop. The very large attic with pull-down stairs spans the entire home and is perfect for expansion or creating an ensuite. The attached two-car garage has a separate entrance to the home and an additional loft area for storage. A bonus to this amazing home is the one-story 900-square-foot legal addition with three entrances leading to a living room with multipe closets, kitchen facilties, a bedroom with a large walk-in-closet, full bathroom, a basement for additional storage and an enclosed outdoor patio. It’s perfect for an extended family or as a rental with proper permits. The covered front porch, with expandable sunshades for privacy and cooling, offers an expansive view of the front yard, and the large rear patio, with pavers and roll up awnings, overlooks a deep fenced property with an electric service already in place for a pool. 117 North Cliff is located on a quiet street close to vibrant downtown Sayville with its quaint shops and restaurants, the LIRR train station, the West Sayville Golf course and everything that living in Sayville and the surrounding communities have to offer. It's just a few minutes from the Sayville Ferries, the gateway to Fire Island, and a short drive to the Ocean Beaches of Smith Point or the wineries on the North Shore. Make this home yours, enjoy all that it has to offer, and never look back.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,200 | $607,200 | $607,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $1,319 | $1,319 | $1,319 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,788 | $3,989 | $5,083 |
Total Monthly Payment | $5,198 | $5,399 | $6,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.