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120 Columbia Heights Road, #1, Charlestown, RI, 02813 | $424,900
Renovated 3 Bed Townhouse in the Shannock area of Charlestown, located only 10 minutes from Charlestown Beach. Fresh and well-kept, this unit has gleaming Oak Harwood Floors, Crown moldings and 100% of the finishings have been updated throughout. The entire property was gone through from top to bottom in 2020 and it has been lightly used since then. Renovations included energy efficient double-hung windows, vinyl siding, updated electrical, a new forced hot air system and the addition of Central Air. The open Kitchen offers soft close-solid wood cabinetry, Quartz countertops, Stainless steel appliances and Gas cooking. There is plenty of extra storage with attic access upstairs and a clean Full Basement with laundry and exterior access. Parking for multiple cars in the units own private driveway. Front and back entry through the covered porch or back yard patio. The association is small, manageable, well maintained and most importantly-- Funded. Now is the time to scoop up this rare find! With affordable LOW Charlestown taxes, the best drinking water in the State via the Shannock Water District and a convenient central location to all South County has to offer. An enjoyable and short ride to Kingston, Wakefield, Matunuck, Green Hill, Narragansett or Westerly. Easy access to the North via Route 2. This move-in-ready condo is ready for you Reach out today to set up a private showing
Features
- Parking: 4-car
- Heating: Baseboard,Propane
- Cooling: Central Air
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Other,Public Transportation,Recreation Area,Restaurant,Shopping,See Remarks,Tennis Court(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Unit
- Complex: Shannock
- Year Built: 1910
- Common Charge: $300 Monthly
- Approx Sq. Feet: 1,056
- Est. Taxes: $1,418
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1383897
- Website: https://www.raveis.com
/prop/1383897/120columbiaheightsroad_charlestown_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
120 Columbia Heights Road, #1, Charlestown, RI, 02813
$424,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $339,920 | $339,920 | $339,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
| Monthly Tax Payment | $118 | $118 | $118 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,121 | $2,233 | $2,823 |
| Total Monthly Payment | $2,314 | $2,426 | $3,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB