![]() |
This new-construction 3-bedroom home sits on a coveted corner lot in a gated 55+ community that has numerous amenities, including Clubhouse, Swimming Pool, Fishing Lakes and expansive Walking and Bike Trail, and more.
The property has fantastic curb appeal – with landscaped garden beds lining the walkway, a side entry garage and a welcoming front porch.
Inside the front door, you’ll find a single-level layout with SCRATCH AND TEAR RESISTANT LVP floors (no carpets here!), custom millwork, modern fixtures and a wall of windows & doors at the rear that fills the entire home with natural light.
The huge kitchen features granite countertops and beautiful Shaker cabinets & drawers that provide so much storage space! The kitchen also offers stainless appliances, a pantry and an island with seating for a crowd. The adjacent open living & dining areas connect directly to the large backyard. This property gives you plenty of space for an extended patio, sports field, firepit area, garden or future pool.
Back inside, the private primary suite occupies its own wing of the home. The bathroom boasts a gorgeous custom-tiled shower and unique his&her vanities packed with storage. The walk-in closet does triple-duty – also offering a laundry area and direct access to the garage. On the other side of the floorplan, the two guest rooms are separated by the updated hallway bathroom.
Twin Lake Estates is an 55+ community nestled in the rolling hills of North Umatilla. You’ll be close to all the retail shops in downtown Umatilla, with Eustis, Mt. Dora, Leesburg, Ocala & The Villages less than 30-45 mins from your front door. Enjoy the drive to the beach on either coast.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,246 | $2,365 | $3,014 |
Total Monthly Payment | $2,369 | $2,488 | $3,137 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.