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PREMIUM LOT ON POND AND CUL-DE-SAC in Cane Bay, this immaculately kept home is ready for new owners! After being greeted by the beautiful professional landscaping outside (which is irrigated front and back), you will enter into a gorgeous open floor plan, but not before passing a gorgeous study with floor-to-ceiling built-in shelving. The spacious family room is open directly to the dining area and the Gourmet Kitchen, making a space that's perfect for entertaining. A beautifully finished screened porch sits just off the back of the home, with unobstructed views of the pond. The porch also has remote controlled screens! Upstairs, you'll find four good sized bedrooms, an oversized loft (currently being used as a family room), and the conveniently located laundry room The primary bedroom is upstairs as well with a massive walk-in closet and a complete two-sink primary bathroom. Originally built by Ashton Woods, the Monroe floorplan, this home has many upgrades (including butler pantry with sink and cabinets, and the oversized loft). All televisions on walls to convey with the sale of the home as well as the surround system professionally installed in the loft. Professionally installed security cameras in front and back convey as well as the refrigerator. There is Cat6 wiring throughout the home, as well as plumbed and wired for a generator. This home is conveniently located in the Berkeley County School District, and just a short drive from all that Charleston has to offer.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,495 | $2,628 | $3,348 |
Total Monthly Payment | $2,570 | $2,703 | $3,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.