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Welcome Home to tranquility, space, and style!This former model home boasts nearly 2, 400 square feet of beautifully designed living space--offering a larger layout and extra square footage compared to neighboring homes in the community. As soon as you step inside, you'll feel the difference. The heart of the home features a warm and welcoming open floor plan, complete with built-in shelves, crown molding, and rich wood flooring throughout the main level. From the kitchen sink and across the living area, your eyes are immediately drawn to serene pond views with a fountain, framed perfectly by sliding glass doors and a window over the sink. The kitchen itself is made for connection--featuring an island and bar seating ideal for entertaining, as well as generouscabinetry and counter space. Enjoy private access to the pond, where you can fish or explore a peaceful trail that winds through the wooded area to the other side. It's a truly quiet and tranquil escaperight in your own backyard and hard to come be in most suburban neighborhoods. Upstairs, a spacious retreat loft awaits. Use it as an office, kids' playroom, music studio, or even a second living space. The laundry room is oversized, offering extra functionality for everyday living. The primary suite is a true sanctuarygenerously sized to fit a king bed, lounge furniture, multiple dressers, and a TV. You'll love the wall-length pocket windows with plantation shutters that bring in natural light while preserving your privacy. The ensuite bathroom features a deep garden tub beside a large, private window for soaking in peace while allowing a lot of daylight to illuminate the entire space. There's even a separate walk-in shower, dual vanitiesand not to forget, a massive walk-in closet to complete the retreat. Additional highlights include: Fresh carpet and paint installed Wooded (and protected) buffer offering privacy in the backyard Gas fireplace in the living room Gas stovetop Front and back porch Zoned for top-rated Dorchester District 2 schools and walking distance to Oakbrook schools Convenient location just minutes from Walmart, Harris Teeter, Lowe's, Aldi, restaurants, cafes and more Don't miss this turn-key opportunity to own a home large enough to exceed your needs in a peaceful setting with incredible views. Come experience all the space, light, and comfort this home has to offer!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,822 | $1,918 | $2,444 |
Total Monthly Payment | $1,897 | $1,993 | $2,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.