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Looking for a charming single-story home in Goose Creek? This 2014 Ranch-style house offers comfort and convenience in a peaceful setting. With its spacious . 29-acre lot, there's ample room for outdoor activities or gardening. This home features a well-designed floor plan with 3 bedrooms and 2 bathrooms, ideal for anyone seeking single-story living. Enjoy the privacy of a fenced backyard, perfect for pets or gatherings. The single-stall garage, along with a wide driveway, adds extra practicality and storage space. Located near the Naval Weapons Station, residents have easy access to Historic Charleston and beautiful South Carolina beaches, offering a variety of recreational opportunities. This property's appealing combination of suburban comfort and nearby attractions makes it a fantastic choice for buyers interested in the area. No HOA restrictions mean more freedom for the homeowner--another great selling point for potential buyers. This well-maintained property promises a welcoming atmosphere with its light beige siding and contrasting dark shingles. Inside, the neutral tones and natural light highlight the home's spaciousness, creating a cozy and inviting environment. The modern kitchen with stainless steel appliances and ample cabinetry caters to culinary needs while maintaining contemporary aesthetics. Whether you're a first-time buyer or looking for a single-story home in a convenient location, this property combines practical living with a touch of Southern charm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,577 | $2,009 |
Total Monthly Payment | $1,592 | $1,652 | $2,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.