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Welcome home to this bright and spacious country cape nestled in nature. Feel as though you are in the Adirondacks and not just minutes away from shopping, restaurants, Metro North and highways. In the Hendrick Hudson School District, this lovely home has a great layout with hardwood floors. The oversized living room is complete with a fireplace featuring a wood burning stove that can easily heat the whole house. The Eat in Kitchen boasts beautiful built-ins and the first floor Den or could be used as a 3rd bedroom or office. The two bedrooms upstairs have dual entry to the newly updated Bath. Allow your imagination to run wild with possibilities for the large unfinished basement with a door to the backyard. Notice the updated electric panel and high efficiency boiler. Enjoy summer evenings stargazing by the fire pit while listening to the serenade of crickets as the fireflies dance. The back deck overlooks the large wooded lot as well as a beautifully fenced orchard including many established fruit trees. You can bake pies from your own home-grown plums, peaches, apples and cherries. This home gets plenty of sunshine and there are two gardens in the front and the landscaping is lovingly maintained. The owned solar panels provide just about all the electricity you need. Did somebody say Gigantic 2-car garage!?! This huge garage has a full loft area that has many more possibilities than simply storage. 8 minute drive to Peekskill Train Station * Less than 50 miles to midtown Manhattan * 5 minutes to the Taconic State Parkway * Just minutes to shopping and restaurants * Glorious sunsets across Lafayette Avenue
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $820 | $820 | $820 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,994 | $3,153 | $4,018 |
Total Monthly Payment | $3,906 | $4,065 | $4,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.