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Brooklyn (Bedford-Stuyvesant), NY, 11233 | $1,400,000
Discover the potential of 186 Howard Avenue, a renovated two-family home in the heart of Ocean Hill, Bedford-Stuyvesant. This income-generating property features a spacious parlor duplex with an English basement and a separately metered four-bedroom, two-bath rental unit on the second floor. The parlor duplex, currently vacant, offers a flexible layout with two bedrooms on the lower English basement level alongside a large living room and a full bathroom. The parlor floor boasts an open kitchen and dining area, a second living space, two additional bedrooms, and another full bathroom—perfect for an owner’s unit or a high-rent rental. The second-floor apartment is a four-bedroom, two-bath unit, currently tenanted. This well-maintained unit features a modern kitchen with stainless steel appliances, an open living/dining area, ample closet space, washer/dryer hookups, radiant heated bathroom floors, hardwood flooring throughout, and ceiling fans in each bedroom. Positioned in a rapidly growing neighborhood, this property is near the A/C train at Rockaway Avenue and the J train at Halsey Street, ensuring seamless access to Manhattan and beyond. Ocean Hill blends historic Brooklyn charm with an evolving dining and cultural scene, making it a prime location for investors and homeowners alike. With its strong rental income potential, modern renovations, and ideal layout, 186 Howard Avenue is an opportunity you don’t want to miss!
Features
- Town: Brooklyn
- Rooms: 14
- Bedrooms: 9
- Baths: 4 full / 1 half
- Units: 2
- Lot Size: 19.670000x100.000000
- Laundry: Washer Hookup,In Unit,See Remarks
- Year Built: 1910
- Approx Sq. Feet: 2,925
- Lot Size: 19.670000x100.000000
- Est. Taxes: $3,660
- Pet Policy: Building No,No
- Appliances: Dryer,Dishwasher,Gas Cooktop,Gas Oven,Refrigerator,Stainless Steel Appliance(s),Washer
- MLS#: RLS11031615
- Days on Market: 101 days
- Website: https://www.raveis.com
/prop/RLS11031615/186howardavenue_brooklyn_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Compass Phone: (212) 913-9058
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Brooklyn (Bedford-Stuyvesant), NY, 11233
$1,400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.663% | 6.754% | 6.309% |
| Monthly Tax Payment | $305 | $305 | $305 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,447 | $7,171 | $9,527 |
| Total Monthly Payment | $6,877 | $7,601 | $9,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535