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Discover Tranquility & Luxury in Bay Ridge Nestled within the heart of Bay Ridge, you'll find this immaculate 2-bedroom Co-Op, a gem that stands out in a charming post-war building. What sets it apart? It's uniquely situated on the lobby level, offering convenience & style in equal measure. This corner Co-op boasts southwest exposure with entrance garden views. The kitchen is a chef's delight, featuring pristine white cabinets, a chic subway-tiled backsplash, luxurious quartz countertops, & gleaming stainless-steel appliances. The deep stainless-steel sink is equipped with a high-end faucet. . The spacious living room is bathed in natural light, with ample room for a dining area or home office setup. The primary bedroom is king-sized & has three generous closets. The second bedroom, at 11. 3 x 9. 6 feet, offers comfort & storage with its large closet. The spa-like bathroom features wide horizontal tiles, a marble floor & double medicine cabinet. Additional features include new flooring, soaring 9-foot ceilings, a spacious foyer, & a total of five closets, all maintained in pristine condition. This building offers an array of amenities, including a beautifully landscaped entrance, a part-time doorman, a live-in superintendent, a ground-level laundry room, bike storage, & package room. Pet-friendly (with restrictions) and with a waitlist for parking. Convenient location to access public transportation, express buses, & the NYC ferry. The scenic Shore Road Park & bike paths are right at your doorstep. Plus, you're just a few blocks away from Bay Ridge's top restaurants, Starbucks, organic health food stores, farmer's markets, boutiques, street fairs, & parades. A 25% down payment is required.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,220 | $2,307 | $2,940 |
Total Monthly Payment | $2,295 | $2,382 | $3,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.