Welcome to this spacious and unique studio apartment located in the heart of Bay Ridge in a prewar building! Unlike your typical studio, this unit features a separate room that can be used as a bedroom, offering privacy and comfort. The apartment also includes a separate kitchen with a dishwasher and plenty of cabinet space. The living room is bright and airy with large windows that invite great natural light. Other highlights include hardwood floors throughout, high ceilings and a lovely renovated windowed bath.
Building amenities include elevator, live in super, security cameras in lobby, laundry room, storage and bicycle storage, FIOS and cable ready. This apartment is turn key ready. Finally, the location is perfectly situated, close to everything including the Narrows Botanic Gardens, Shore Road promenade, 69th Street Pier and Owl's Head Park so you can enjoy sunset strolls, bike riding with stunning waterfront views of Manhattan. Incredibly close access to supermarkets, shops and restaurants that Bay Ridge has to offer and a few blocks from either the R train or the express bus to Manhattan. Unlimited Subletting permitted after (2) years of residency. Cats allowed-NO dogs. No Flip Tax. Monthly Maintenance $687. 09. Located on a quiet, tree-lined street this apartment offers both convenience and a cozy place to call home. Must See.
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Our Executive Mortgage Banker:
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$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,123 | $1,182 | $1,507 |
Total Monthly Payment | $1,198 | $1,257 | $1,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.