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Turnkey Legal 2-Family in Belle Harbor – Stylish Coastal Living with Income Potential Welcome to your move-in-ready dream home in the heart of Belle Harbor, where timeless charm meets modern elegance. From the moment you step onto the covered front porch with Jamaica Bay and skyline views, you’ll appreciate the quality and care poured into every inch of this home. Thoughtfully reimagined with extensive upgrades, the original architectural details like dentil crown moldings and oak hardwood floors blend seamlessly with tasteful, contemporary upgrades including Daikin split-system air conditioners and Anderson windows - all designed for comfortable, modern living. The spacious, sunny living room and open kitchen- complete with a custom island and all-new appliances- make daily living a breeze and provide the perfect setting for entertaining family and friends. The primary bedroom with a custom closet and Jack and Jill half bath, two additional bedrooms, and a full bathroom are conveniently located on the main level. A finished attic provides 700 SF of additional flexible space, perfect for a home office, playroom, creative studio, or guest accommodations. With an oversized storage room, everything is within reach but out of sight. The lower level features a one-car garage, mechanicals, and an immaculate, updated 1-bedroom apartment with a brand-new kitchen. This versatile unit can be used for rental income, multi-generational living, or potentially incorporated into the main residence. Enjoy the best of outdoor living in the private backyard with a low-maintenance patio, yard, and beautiful landscaping. This is not a cheap flip- it is a thoughtfully curated home designed with quality materials for longevity, comfort, and enjoyment. Don’t miss the opportunity to own this rare gem in one of Rockaway's most sought-after neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.183% |
Monthly Tax Payment | $655 | $655 | $655 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,997 | $5,635 | $7,426 |
Total Monthly Payment | $5,777 | $6,415 | $8,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.