Queens (Belle Harbor), NY, 11694 | $1,100,000

Turnkey Legal 2-Family in Belle Harbor – Stylish Coastal Living with Income Potential Welcome to your move-in-ready dream home in the heart of Belle Harbor, where timeless charm meets modern elegance. From the moment you step onto the covered front porch with Jamaica Bay and skyline views, you’ll appreciate the quality and care poured into every inch of this home. Thoughtfully reimagined with extensive upgrades, the original architectural details like dentil crown moldings and oak hardwood floors blend seamlessly with tasteful, contemporary upgrades including Daikin split-system air conditioners and Anderson windows - all designed for comfortable, modern living. The spacious, sunny living room and open kitchen- complete with a custom island and all-new appliances- make daily living a breeze and provide the perfect setting for entertaining family and friends. The primary bedroom with a custom closet and Jack and Jill half bath, two additional bedrooms, and a full bathroom are conveniently located on the main level. A finished attic provides 700 SF of additional flexible space, perfect for a home office, playroom, creative studio, or guest accommodations. With an oversized storage room, everything is within reach but out of sight. The lower level features a one-car garage, mechanicals, and an immaculate, updated 1-bedroom apartment with a brand-new kitchen. This versatile unit can be used for rental income, multi-generational living, or potentially incorporated into the main residence. Enjoy the best of outdoor living in the private backyard with a low-maintenance patio, yard, and beautiful landscaping. This is not a cheap flip- it is a thoughtfully curated home designed with quality materials for longevity, comfort, and enjoyment. Don’t miss the opportunity to own this rare gem in one of Rockaway's most sought-after neighborhoods.

Features

  • Town: Queens
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Units: 2
  • Lot Size: 35.000000x100.000000
  • Laundry: See Remarks
  • Year Built: 1950
  • Garage: Garage
  • Heating: Natural Gas
  • Cooling: Other
  • Approx Sq. Feet: 2,061
  • Lot Size: 35.000000x100.000000
  • Est. Taxes: $7,860
  • View: Bay,City,Water
  • Pet Policy: Building No,No
  • Appliances: Dryer,Dishwasher,Range Hood,Stainless Steel Appliance(s),Washer
  • MLS#: RLS20017042
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/RLS20017042/524beach127thstreet_queens_ny?source=qrflyer
Copyright © 2025  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Queens (Belle Harbor), NY, 11694

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.625% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.614% 6.727% 6.183%
Monthly Tax Payment $655 $655 $655
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,997 $5,635 $7,426
Total Monthly Payment $5,777 $6,415 $8,206

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.