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ULTRA-HIGH 13'+ CEILINGS AND MASSIVE WINDOWS are the hallmarks of this sun-flooded, oversized Alcove Studio Sleeping, Dining, or Home Office Alcove at 99 John Deco Lofts - Perfect for Investors or Primary Residents. The separate alcove offers an ideal division of space for dining or a home office.
Welcome to Apartment 1225 at 99 John Street, a beautifully appointed and oversized studio in one of the Financial District's premier full-service condominiums. Whether you are looking for a high-performing investment property or a stylish full-time residence, this spacious home offers flexibility, modern design, and outstanding value in the heart of Downtown Manhattan. All furniture also available for sale.
This expansive studio features a loft-like layout with soaring ceilings, beamed details, and generous proportions rarely found in new developments. Eastern-facing windows bring in abundant natural light, highlighting the open and airy feel of the space. A separate alcove offers versatility for use as a home office, dining area, or guest space-making it well-suited for your flexible lifestyle needs.
The kitchen is both sleek and functional, equipped with white lacquer cabinetry, Caeserstone countertops, and stainless-steel appliances. The bathroom is finished in elegant Carrera marble with a soaking tub and an oversized medicine cabinet for additional storage. A standout feature of the home is the massive, fully outfitted walk-in closet, along with additional closets that provide exceptional storage-an uncommon luxury in a studio layout.
Residents of 99 John enjoy an elevated lifestyle with a full suite of amenities including a 24-hour doorman and concierge, a state-of-the-art fitness center, a tranquil Zen garden with grilling stations, and a panoramic wrap-around roof deck with cabanas and sweeping city views. The building also features a resident lounge, children's playroom, indoor bike storage, and on-site valet services, with garage parking available for an additional fee.
Ideally located just one block from the Fulton Street Transit Hub, the building provides access to nearly every subway line in the city-including the 1, 2, 3, 4, 5, A, C, J, Z, N, R, W, and PATH trains-as well as the East River Ferry. A wide variety of dining, shopping, and cultural experiences are just steps away, including Eataly, the Seaport District, Pier 17, and the Oculus.
Apartment 1225 is a rare offering that combines generous space, thoughtful design, and unbeatable convenience-whether you're planning to live in it or rent it out.
Furniture is available for separate purchase. Please inquire with the listing agent for details.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $558,400 | $558,400 | $558,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,529 | $3,668 | $4,674 |
Total Monthly Payment | $3,621 | $3,760 | $4,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.