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Welcome to this beautifully updated Mid-Century modern home in highly desirable Empire Point with a community boat launch. Step into a grand entry featuring soaring ceiling with beam, triangular glass panels flooding the home with natural light, rich bamboo flooring, and a modern gas fireplace perfect for cozy nights or elegant gatherings . The gourmet kitchen is a dream with upgraded appliances and an over-sized island with exquisite natural stone. Outside on the private porch draped in jasmine, sip your favorite beverage while enjoying water views and breezes. The inviting office easily transforms to a fourth bedroom. Upstairs, the spacious owner's suite offers an extra office or lounge with water views and a spa-inspired bath. The back yard is fenced with a shed. The owners spared no expense, opening up the floorplan and adding thoughtful structural upgrades and high-end finishes throughout. Every detail has been carefully curated, creating a true gem. . Close to downtown, airport, b beaches, and San Marco shopping and restaurants. System updates include Roof 2018, RHEEM HVAC 2018, rewired Electric Panel 2024, Vinyl Windows, Exterior House Painted 2022, Gas Fireplace with Chimney 2017, Rinnai Gas Tankless Water Heater, Fenced backyard 2022, Chicken Coop/Shed 2024. Laundry Room added to interior 2021, Central Vacuum System, Whole House Water Filtration System nonsalt with UV filter, Septic tank pumped December 2024, paver sidewalk and paver parking spaces by the street 2024. See attached Document for more details.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,239 | $3,411 | $4,346 |
Total Monthly Payment | $3,665 | $3,837 | $4,772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.