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Tucked away on a quiet cul-de-sac street, this low maintenance home offers the perfect blend of elegance and convenience. Step inside to discover a spacious open-concept layout that boasts an abundance of natural light and seamlessly connects the living areas, creating a warm and inviting home ideal for everyday life and entertaining friends and loved ones. Built by Richmond American Homes, this energy-efficient Ruby model offers 4 bedrooms, 2 bathrooms, dining area, great room, indoor laundry room, 2-car finished garage with epoxy floor coating and over 1800sqft of living space. The kitchen comes equipped with a generously sized California-style island, upgraded quartz countertops, stainless appliances, upgraded cabinets and a large walk-in pantry. The spacious owner's suit provides ample room for a king-sized bedroom set and is complemented by an elegant bathroom featuring an oversized walk-in closet, double-sink vanity with quartz countertop, tiled walk-in shower and linen closet. Venturing outdoors, enjoy relaxing mornings or peaceful evenings on the spacious, covered screened lanai. The fully fenced backyard offers privacy while presenting a blank canvass to add a pool, playset or an extended paver patio with a pergola and firepit. The Walkers Ridge community is conveniently located near schools, parks, shopping, dining, and entertainment with easy commutes to NAS Jacksonville, Beaches, JIA, downtown Jacksonville and many other points of interest in Northeast Florida. Schedule your showing today before this opportunity slips away! No blind offers!
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,992 | $263,992 | $263,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,669 | $1,734 | $2,210 |
Total Monthly Payment | $2,171 | $2,236 | $2,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.