|
Presented by
Brendan Malanga |
44 Locust Avenue, Danbury (Germantown), CT, 06810 | $575,000
You're not just buying a home-you're stepping into a future that's already been thoughtfully crafted for you. Nestled in the vibrant heart of Danbury, CT, this fully renovated gem isn't just move-in ready-it's a statement of peace, pride, and possibility. As you arrive, the curb appeal speaks volumes. A brand-new roof and fresh siding greet you with a blend of style and long-lasting durability. Inside and out, every element has been meticulously upgraded-from the modernized electrical and plumbing systems to energy-efficient LED lighting-so you can focus on what truly matters: enjoying your life. Step through the front door and be welcomed by gleaming hardwood floors that add timeless warmth and sophistication to every room. Soft recessed lighting and a bright, neutral color palette create a space that inspires both relaxation and creativity. The open-concept design flows seamlessly into a stunning gourmet kitchen, featuring quartz countertops, stainless steel appliances, and custom cabinetry-a perfect setting for everything from quiet mornings to joyful celebrations. Upstairs, life gets even more convenient with a second-floor laundry area designed to simplify your daily routine. And the best part? The location. Picture morning jogs in Danbury's scenic parks, weekend strolls to nearby shops, cafes, and cultural destinations, and easy access to top-rated schools, major highways, and all the momentum of a city on the rise. This isn't just a house-it's your new beginnin
Features
- Town: Danbury
- Rooms: 6
- Bedrooms: 4
- Baths: 2 full
- Style: Cape Cod,Colonial
- Year Built: 1910
- Heating: Hot Water
- Cooling: Central Air
- Basement: Full
- Above Grade Approx. Sq. Feet: 1,281
- Acreage: 0.17
- Est. Taxes: $5,286
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Gas Range,Refrigerator,Dishwasher
- MLS#: 24092736
- Website: https://www.raveis.com
/prop/24092736/44locustavenue_danbury_ct?source=qrflyer
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Brendan MalangaSales Associate
857.204.3849
Brendan.Malanga@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
44 Locust Avenue, Danbury (Germantown), CT, 06810
$575,000
Brendan Malanga
Sales Associate
William Raveis Real Estate
Phone: 857.204.3849
Brendan.Malanga@raveis.com
Kate Rockett
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
| Monthly Tax Payment | $441 | $441 | $441 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $3,022 | $3,851 |
| Total Monthly Payment | $3,402 | $3,554 | $4,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524