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Sterling Estates—A beautifully manicured lawn surrounds this all-brick custom-built home. It is an approximately 2684-square-foot, two-story home with many custom features throughout. The front porch overlooks the stunning front lawn. As you enter the foyer, hardwood floors and soaring ceilings will be the first things you see. The formal dining area is open to the foyer. Many updates are found in the kitchen, including updated countertops, Breakfast bar, pantry closet, and an eating area. The greatroom has a gas log fireplace and cathedral ceilings. The main level master suite has trey ceilings, LVP flooring, an updated shower by Bath Fitter, and a walk in closet. The walk-in laundry room is located on the main level and has a utility sink. The guest room/home office can access the main floor hall bathroom. Upstairs, you will find two additional bedrooms, a full bath, and a large recreation room. No carpet found throughout this home! The deck overlooks a privacy-fenced backyard. Neighborhood pool and clubhouse nearby.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,096 | $2,207 | $2,812 |
Total Monthly Payment | $2,349 | $2,460 | $3,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.