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Introducing “The Birch” Model at Elm Farm Estates This elegant 2, 400 sq ft Colonial-style home offers a perfect blend of classic architecture and modern living. From the moment you step inside, you'll find thoughtful features designed for comfort and style. The heart of the home is a beautifully appointed custom kitchen, ideal for home chefs, which opens to a warm and inviting living area complete with a cozy fireplace. A back deck off the dinette provides a peaceful retreat overlooking scenic surroundings—perfect for morning coffee or evening relaxation. Formal occasions are well-suited to the gracious living room, while the upstairs offers a private escape in the spacious primary suite, featuring a luxurious bath with a soaking tub, walk-in shower, and dual vanities. Three additional bedrooms provide flexibility for family, guests, or home office space. Outside, an inviting front porch enhances the home’s curb appeal. The two-car garage is smartly located underneath, with a half-unfinished basement offering room to grow or ample storage. This home is equipped with advanced heat pump systems, delivering year-round energy efficiency and comfort with lower utility costs and environmental impact. Set in the picturesque Hudson Valley, Elm Farm Estates is a thoughtfully planned community of 52 brand-new homes with six distinct floor plans—from charming ranches to contemporary bi-levels. Each home is designed with spacious layouts, high-quality finishes, and customizable features to suit your lifestyle. Enjoy a close-knit neighborhood feel with easy access to local shops, restaurants, and recreation. With I-84, I-87, and Metro North nearby, commuting is simple—just 60 miles to NYC. The growing city of Newburgh adds even more opportunity, with established businesses and continued development shaping the area’s bright future. Visit our website to learn more and view a 3D tour of Elm Farm Estates.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $1,121 | $1,121 | $1,121 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,990 | $3,148 | $4,011 |
Total Monthly Payment | $4,203 | $4,361 | $5,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.