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Presented by![]() Kevin Barnes - Vermont Properties Team |
Welcome to 20 Luna Circle—this 2022-built, one-owner home offers a perfect blend of modern finishes, thoughtful design, and low-maintenance living. With 3 bedrooms, 2. 5 baths, and an attached 2-car garage, this home is ideal for those seeking comfort and convenience. The open-concept main living area is bright and welcoming, with a stylish kitchen that flows effortlessly into the dining and living rooms—perfect for everyday life and entertaining. The first-floor primary suite features a spacious walk-in closet and a private bath, creating a true retreat. The dedicated first-floor laundry room and half bath add even more practicality to this easy-living layout. After a busy day, step outside to unwind on your deck or front porch, with sidewalks and a tranquil pond just steps away. Upstairs, you’ll find two generous bedrooms and a full bath, providing privacy for guests or space to work from home. The flexible layout offers room to grow, host, or simply spread out. Tucked in a quiet neighborhood with green surroundings, the home is also just minutes from downtown Dover, local shopping, and Wentworth-Douglass Hospital. Whether you're downsizing, upsizing, or looking for a low-maintenance lifestyle, this move-in-ready home in a peaceful, well-kept community is a rare find. The Villages at Sunningdale offers easy access to nature with walking trails, a pond, sidewalks, and preserved green space—just outside your door.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 802.558.0479
Kevin.Barnes@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $881 | $881 | $881 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,244 | $3,416 | $4,353 |
Total Monthly Payment | $4,217 | $4,389 | $5,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.