20 WINDRUSH BAY DRIVE, Tarpon Springs, FL, 34689 | $295,000

LOCATED JUST 2 MINUTES FROM SUNSET BEACH, life just moves a little slower here—in the best way. This is Windrush Bay in Tarpon Springs. A quiet waterfront community that feels like you're on a permanent vacation. Tucked perfectly between Sunset Beach and Fred Howard Park, this bright, breezy stand-alone villa gives you that laid-back coastal lifestyle without sacrificing comfort or style. Here’s what makes it special: This completely renovated and updated home features 2 bedrooms, each smartly placed on opposite ends of the villa (so everyone gets their space). The primary suite is spacious with tile flooring, a walk-in closet and a private bath with a walk-in shower. The guest bedroom sits across the villa next to a full bathroom and has an oversized closet for extra stuff. The kitchen has been tastefully updated with a modern, polished look with newer appliances, granite countertops, and plenty of cabinet space for everything you need. There is even a space for a table and chairs to have an extra place to have a quick breakfast or snack. The living and dining rooms flow together so it feels airy and open. Right off the living room is a massive, 400 square foot Florida room complete with tile flooring, screened in windows that you can open to allow the tropical breezes through, and it has a gas fire place for those nights where it gets a little chilly. This space is perfect for entertaining, enjoying your morning coffee, or unwinding after a long day. It has all the privacy you want with NO neighbors behind you (only a few villas in this community have this)! It even includes a handy storage closet for those items you don’t need every day. The great thing about living in Windrush Bay is you get access to community perks you’ll actually use: Heated pool, clubhouse with fitness room, sauna, and gathering spaces, fishing spots and seawall benches – perfect for sunsets and quiet moments by the Gulf. Plus, you get the benefit of low maintenance living - the HOA handles the exterior and grounds so you can spend less time on yardwork and more time at the beach. Speaking of the beach, did you notice how close you are? LESS THAN A MILE from Sunset Beach, which means you can bike or walk and have your toes in the sand in no time! Not to mention, you’re minutes to the world famous Sponge Docks, with endless shopping and restaurants. Trust me, you’ll never get bored! And when you get home from all the fun you’re having, you don’t have to walk far to your front door. This home comes with TWO RESERVED parking spots right out front. No searching and no stress. This isn't just a villa. It’s a lifestyle. And if you're looking for laid-back coastal living with a side of charm, you might’ve just found the one!

Features

  • Amenities: Clubhouse, Fitness Center, Pool, Sauna
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen, Laundry Closet
  • Year Built: 1984
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,035
  • Acreage: 5.43
  • Est. Taxes: $3,641
  • HOA Fee: $762 Monthly
  • View: Park/Greenbelt
  • Elem. School: Sunset Hills Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8381091
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8381091/20windrushbaydrive_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/4/2025 10:47:09 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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NMLS Mortgage Loan Originator ID 16953

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20 WINDRUSH BAY DRIVE, Tarpon Springs, FL, 34689

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $303 $303 $303
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,472 $1,550 $1,976
Total Monthly Payment $1,850 $1,928 $2,354

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.