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Known by locals as the old Tocoi Fish Camp, this rare deepwater riverfront commercial property on the St. Johns River offers a unique blend of history, nature, and opportunity. Located in the historic Tocoi area—once a bustling steamboat and railway hub and even mentioned by Harriet Beecher Stowe in her 1873 book Palmetto Leaves—this is a place where past and present meet in a truly magical setting. Zoned CHT (Commercial Highway Tourism), the property allows for a variety of uses including retail, restaurant, or a small bed and breakfast. With 148 feet of waterfront, it features a new elevated bulkhead installed in 2021, a graduated open boat dock, and a covered boat slip with lift. Boat ramp access is just a few feet away on a shared easement. The . 24-acre lot is framed by live oaks draped in Spanish moss and is an amazing spot for watching the sunset. While the existing structure has no true value, it does include impact fee credits, and a survey is on file. A small shed on the property houses a pump station for the shared easements. There is no HOA, and the property is being sold as is. Buyers should verify all measurements and allowable uses. This is a once-in-a-generation opportunity to own a piece of Old Florida with unmatched charm and potential.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,119 | $2,202 | $2,806 |
Total Monthly Payment | $2,194 | $2,277 | $2,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.